Corgi Insurer Adds D&O Coverage for Crypto and Digital Assets

San Francisco-based Corgi, an AI-native insurance carrier focused on startups, announced Tuesday the launch of a Digital Assets Coverage Endorsement that expands its Directors and Officers liability insurance to explicitly include companies working in cryptocurrency, stablecoins, and other digital asset operations. The move addresses a longstanding ambiguity in traditional D&O policies, which often left executives at crypto-adjacent firms uncertain about whether their coverage would hold in the event of regulatory action or litigation.

The endorsement is designed to give leadership teams at digital asset companies greater legal and financial certainty — a particularly pressing concern as regulators in the United States have intensified scrutiny of the crypto sector. Directors and officers at such firms face unique exposure, including claims tied to token issuances, exchange operations, and compliance with evolving federal and state frameworks.

Read more LexisNexis Expands Lexis+ With Agentic AI Tools for Lawyers →

Corgi's positioning as an AI-native carrier signals a broader industry shift toward insurers building products specifically engineered for technology-forward industries rather than retrofitting legacy policy language. By explicitly affirming coverage within the policy document itself, the endorsement reduces the risk of coverage disputes during claims, which has historically been a pain point for crypto executives navigating conventional insurance markets.

The announcement reflects growing demand among venture-backed startups for insurance products that match the speed and complexity of emerging technology sectors. As digital asset firms mature and seek institutional credibility, purpose-built coverage from carriers like Corgi could become a standard component of corporate governance infrastructure.

Continue reading at Cryptocurrency News.